Financial Planning

Legal binding Shareholder agreements can save your business a lot of trouble in the long term. With all the excitement, trepidation and sheer hard work that goes into starting a new business, you migh...

People Power – person with significant control

New rules mean companies must disclose all individuals with significant links to their business - with strong penalties for non-compliance. In recent years, momentum has been building worldwide for com...

Storm Brewing?

Despite the prospect of a bigger State Pension, rates of pension saving among the self-employed point to the need for action. Self-employed people are now entitled to a State Pension of up to £155.65 a...

Vertical Limit

The pinnacle of pension saving is within reach of an increasing number of retirees, but careful steps are needed to avoid danger. Individuals who have made significant pension contributions over their ...

Extraction Point

Business owners who extract their company’s profits to pay dividends could find freedom in pensions. Directors of profitable private companies have always been faced with the decision on how best to ta...

Payback Time

Partial sales allow business owners to reap the rewards of years of hard work, but without relinquishing control. Business owners might often cast their minds back to when it all began, and the concern...

Closing Time

Cuts to pension tax allowances are forcing employers to rethink benefit packages. A third of companies are overhauling how they reward higher earners, due to new restrictions on the amount people can...

Staying Onside

High earners who save into a pension will need to beware of penalties from April. High earners in the private and public sectors, including managers, GPs, civil servants, academics, long-serving teache...

Leaving home – new rules for Inheritance Tax